Features Security How it works For Professionals Pricing About Blog
Sudden — Early Access
Free to start · No credit card required

From the Sudden Journal

Thinking clearly about
what matters most

Practical guides for UK families on estate planning, digital legacy, and protecting the people you love.

Digital Legacy
How to close or memorialise a loved one's accounts — platform by platform.
Facebook, Google, Apple, Microsoft, TikTok, Spotify, PayPal — each has a different process, and most families discover them for the first time while grieving. Here's what to actually do for each one.
18 Aug 20267 min read
Pensions & Money
What happens to your pension when you die? The nomination mistake most UK adults make.
Your pension probably won't be covered by your will. Here's why that matters — and the five-minute form that could save your family thousands.
12 May 20267 min read
Legal
Lasting Power of Attorney: the guide every UK adult should read before they need it.
You can only set up a Lasting Power of Attorney while you have mental capacity. Most people wait until it's too late.
8 May 20268 min read
Getting Started
The 9 things your family would struggle to find if you died tomorrow.
Not the big things — those are obvious. The everyday practical details that grind a family to a halt in the weeks after a death.
5 May 20266 min read
Digital Legacy
What happens to your Facebook, email and streaming accounts when you die?
UK GDPR, Meta's legacy contact, Apple's Digital Legacy, and why the streaming services you've paid for will just disappear.
29 Apr 20267 min read
Life Events
New baby? The financial checklist every new parent should complete in the first six months.
Having a child changes everything — including what happens if you're not around. Here's what to sort, and in what order.
22 Apr 20268 min read
Getting Started
The estate planning checklist every UK family needs
Most estate planning guides are written for solicitors. This one is for the rest of us. A plain-English checklist covering everything your family would need — and how to get through it in a weekend.
21 Apr 20268 min read
Getting Started
Do you actually have a will? Why 68% of UK adults don't — and what happens if you don't.
Dying without a will in the UK is called dying intestate. The rules of intestacy may surprise you — particularly if you're not married.
16 Apr 20266 min read
Getting Started
What happens to your bank accounts when you die in the UK
Banks freeze accounts as soon as they're notified of a death. Here's exactly what happens next, what your family will need to access funds, and how to make the process as smooth as possible.
14 Apr 20267 min read
Life Events
How to talk to your parents about getting their affairs in order (without it being awkward).
Most adult children put this conversation off for years. Here's how to approach it — and what you actually need to ask.
10 Apr 20266 min read
Legal
Your will doesn't do what you think it does
A will is essential. But it doesn't tell your family where your bank accounts are, what your phone passcode is, or which subscriptions to cancel. Here's the gap most families don't know exists.
7 Apr 20266 min read
Security
Zero-knowledge encryption: what it means and why it matters for your most private documents.
When a company says it can't read your data, it either means something very specific — or nothing at all. Here's how to tell the difference.
3 Apr 20267 min read